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2008 Insurance Comparison
 

 

Ranew Insurance

People's 1st Insurance

SJR Insurance

 

 

 

 

Insured Value

$  21,874,308.00

$   21,852,100.00

$   21,852,100.00

Difference above to insure pool equipment:

$         22,208.00

 

 

 

 

 

 

Citizen's Property Coverage : 3% Hurricane ($655,563.00 deductible) = $2,789.62 per unit

$        149,651.00

$        149,017.00

$        148,751.00

Citizen's Deductible for all except wind:

$            1,000.00

$            1,000.00

$             1,000.00

 

 

 

 

Citizen's Property Coverage : 5% Hurricane ($1,092,605 deductible) = $4,645.12 per unit)

$        126,164.00

 

 

 

 

 

 

DIC Carrier:

Columbia Casualty

Sunshine State

Sunshine State

DIC Deductible:

$            2,500.00

$            2,500.00

$            2,500.00

DIC Insurance

 included in liability

$          10,437.00

$            8,118.01

DIC Insurance with mold coverage of $25K per occurrence /$50K aggregate

$            8,685.00

$          10,437.00

$          10,436.30

 

 

 

 

Liability

$           19,049.72

 

$          15,500.00

 

above includes DIC

 

 

Crime

$                482.78

 

 

 

 

 

 

Umbrella Liability

$             3,323.67

 

 

 

 

 

 

Financing Insurance Rate

6.43%

 

7.23%